How to control your spending

A distress woman looking at shopping bags
Psychology of Spending

Why can’t I stop spending money?!!

We’ve all seen it. Maybe it’s someone you know, be it your wife, husband, brother or sister…or even yourself…they just can’t stop spending money. It doesn’t matter how much they earn, or where they work, the one-thing spenders have in common is the big fat zero on their bank statement at the end of the month. Savings??…What’s that!

Spending is a habit, just like smoking, drinking or gambling. It feels good when you do it but when the euphoria wears off and the adrenaline runs out, you gotta figure out how to fund your next fix. This is the perpetual cycle of any addiction and the key to beating it is to understand what makes people like this tick. How do we explain this compulsive behaviour?

Well, I’m no doctor of phycology and I’m not going to sit you down on a couch and talk to you about low self-esteem. What I will do though, is point out two of the biggest reasons why people overspend and what they can do to get themselves out of trouble and harms way.

Avoidance. An individual’s family background and experience plays a vital role in establishing someone’s financial DNA. If your Mum or Dad were terrible at handling finances and didn’t have the skills to avoid wracking up debts, chances are you’re exactly the same. As kids we’re trained to follow and mimic most things our parents teach us whether they intended to or not. This kind of behaviour just feeds the cycle and won’t stop until someone actively stands up and puts a stop to it – Someone like you.

It’s all about standing back and taking a good long hard look at exactly what you spend – building a complete picture of your financial situation and acknowledging you have a problem. This is the first and hardest step to take. Reality blows away much of the preconceived ideas you have about spending and what it means to you. Get down to the nitty gritty and work your way through your account balances and bank transactions, and keep a track of everything you earn and everything you spend. Getting your family or partner involved is also a great way to keep yourself honest and be accountable for your spending.

Instant gratification. If you’re a spender, you can’t delay the need to have something right away – it’s hardwired into you. It’s easier than ever to indulge your desires and getting that next fix is only one-click away from your mobile or computer. You love to spend and enjoy the moment, never looking further than the next day.

To help curb these impulses and cut back on spending why don’t you try some of the following:

  1. Admit you have a spending problem. Stand up and shout out to the world “I CAN’T STOP SPENDING MONEY!!!”…Look yourself in the mirror and put things into perspective. Time to stop your spending habit taking control of your life.
  2. Never use credit cards or other lines of credit. By using cash you’re less likely to overspend.
  3. Withdraw cash from your bank account yourself. See for yourself how your balance drops down to zero.
  4. Pay as you go. Pay for everything as it comes and better understand how all your money just “disappears”.
  5. Be vocal about your savings goals. If you tell your close family and friends about how much you intend to save and when you plan to do it, they’ll hold you to it. Become accountable.
  6. Reward yourself. When you meet your savings goals, treat yourself with a little reward. It’s great to recognise hard work and value your achievements. Just don’t make it too big a treat!
  7. Stop and ask. Before each and every purchase ask yourself if you ‘want’ the item or ‘need’ it. There’s a difference and you need to recognise this.
  8. Keep looking at the future. Making plans about the future for your family and yourself means planning ahead, no matter how uncomfortable this is for you. Being prepared now means a better life going forward.
  9. Delay your purchases. Follow the ’10 minute rule’. Usually, the urge to buy something unnecessary will likely pass after 10 minutes of waiting.

If you have any queries about SpotMe Loans, visit our website to learn more about them or send them an email at info@spotmenow.com.au.

Claiming money you didn’t know was yours

Australian Money
Claiming money you didn’t know was yours

How to Get Money You Didn’t Even Know You Had

Statistics published by the Australian Securities and Investments Commission suggest that the value of unclaimed assets in Australia is estimated to be $1.2 billion in 2016. Unclaimed money falls under 3 categories; bank accounts, shares, and life insurance. People end up losing track of their own money when they relocate often, migrate overseas, or find themselves too busy to realise that they have money sitting in certain accounts. To find out how much of this money you are entitled to, you could do a search online through the Australian Securities & Investments Commission website or similar sites that offer this valuable information.

Some providers often charge you a fee for this service. The fees are often equal to the money you can claim back. If you could put that unclaimed money to better use, consider contacting banks, life insurance providers and the state government on your own to find out if you’ve got money.

Claiming Money from Bank Accounts

Many people withdraw most of the money from their accounts before moving or travelling overseas. The few dollars that are left in the account end up drawing interest over a period of time. The ASIC holds money from bank accounts that have not been used for 7 years. These accounts should have a balance of at least $500. They also hold unclaimed money from credit unions and building society accounts. If ASIC can’t track your details, you will have to contact the state department of treasury and finance.

Claiming Money from Life Insurance Providers

Some people end up setting up their life insurance policies for auto-debit. They lose track of when the policy matures and the money remains unclaimed for years. Money that has not been claimed for 7 years after the policy has matured is held by the ASIC. To prove that you are the rightful beneficiary of the money you will have to submit a few documents. Life insurance companies that are no longer in operation may not be on the ASIC list of life insurance companies and friendly societies. In such situations, you will be directed to the right institution to claim your money back. Always remember to note down your original transaction number when you’re performing an ASIC unclaimed money search. You will need it to file a claim.

Claiming Your Super

If you have changed your address or place of work, you may have forgotten to update your super account. Visit the ATO website to try and find out if you have any unclaimed super held by them. Complete an application to move that money to your preferred super account and avoid leaving your account dormant for extended periods of time. Try to make withdrawals or deposits of small amounts just so your account remains active.

Apart from these claims, you could also have inherited money from deceased members of your family. Lastly, if you need a little extra cash to pay a dental bill, buy a new set of tyres or anything else for that matter, consider applying for instant cash loans. SpotMe Finance offers an easy gateway to same day loans with access to all major lenders in Australia. These instant personal loans give you the opportunity to borrow up to $5,000. The repayment schedule for short term loans is simple and timed to coincide with your paydays.

For more questions or enquiries on instant loans, visit SpotMe online or email at info@spotmenow.com.au.

Budgeting Tips for Students

Portrait of a young girl smiling with a piggy bank in her hand
How to budget student expenses

Modern students face many financial challenges given the high cost of living, higher tuition fees and fewer student job opportunities. This is where budgeting comes into the picture. Although many students create budgets at the start of the year, only a few stick to them. Some find budgeting very time consuming while others find it too complicated to handle. Such students benefit from the use of apps that are directly linked to their bank accounts. What these apps do is maintain a log of all transactions and give you a categorised breakdown of all your expenses. You will be able to track categories in which you tend to spend the most and you’ll be better equipped to walk away from unnecessary splurges once you look at the figures that are calculated.

Accommodation

This is one category that draws out a lot of your money. If you have the opportunity, consider living with your parents or relatives until you finish studying. If that isn’t an option, rent a place with few friends or classmates. You may not have the privacy you desire, but you’ll save hundreds every year on rent. If you still can’t find decent accommodation, look for home stays. There are plenty of families looking for boarders. They often throw in meals and phone/internet usage as part of the rent they charge you, so it could end up being very cost effective.

Transportation

If you live on campus, you could eliminate daily transportation costs. If you do reside elsewhere, though, compare the cost of different modes of transportation to find out how much you might have to end up spending. Make sure you use your student pass or travel card and try to carpool when possible.

Textbooks

Never buy new textbooks. Always look for used copies online or at bookstores. Alternatively, use e-books that are much more affordable than new prints.

Food

Although you’d like to spend the evening dining out with friends, you’d be financially better off cooking your own meals and sharing them with friends at home. Moreover, if your friends or roommates share grocery bills, you could end up saving money on food-related expenses.

Banking

As a student, it’s important to stay on top of your finances. Set up auto debit to make sure you pay your tuition and rent on time. Also, look for credit cards that charge no annual fee. Look for new products and limited time offers online and use these to your advantage when it comes to banking. Some banks give you money back on credit card transactions while others give you rewards for using your credit card every week. Compare offers online and always make sure you pay off your credit card bills at the earliest opportunity.

If you’re ever in a tight spot with your finances, consider applying for fast cash loans. Instant cash loans in Australia give you the opportunity to borrow up to $5,000. You can use instant personal loans to pay tuition fees, take a trip back home, buy books, or anything else. The application process is very simple and you could get the money within 60 minutes of approval. SpotMe finance is one of the best short term loan providers in Australia. We provide a gateway to all major short-term lenders, helping you through tough times.

If you have any queries about SpotMe instant loans, visit our website to learn more about them or send them an email at info@spotmenow.com.au.

5 Easy Ways to Curb Your Spending

Money growing plant with deposit coins in glass jar
Top 5 ways to curb your spending

If you’re constantly spending more than what you earn and if you’ve borrowed more than you can actually pay back, it’s time you considered a different strategy to deal with your financial situation. Oftentimes, it’s good to switch providers to get a better rate of interest on savings. However, if you’ve done everything you can to grow your wealth and if you’re still stuck in a financial mess, look for ways to stop spending as much.

1. Draw up a Budget
Use a budget planner online or look for a simple app that helps you budget your monthly expenses. Make a list of your priorities and work towards paying them off before splurging on a nice new pair of shoes. Loans with the highest interest rate need to be attacked first. So use your budget to find out how much money you can save each month and stick to that budget until you’re in a better financial state.

2. Make Calculations
Before making an impulse buy, calculate the amount of hours you’d have to work to earn sufficient money to buy that particular item. That will help you decide whether you’re really willing to let go of your hard earned money in exchange for the product that has caught your eye. Also, ask yourself a few questions. ‘Do I need it?’ ‘Have I shopped around to see if it’s cheaper elsewhere?’ and ‘Is it worth the money I’m going to spend?’ If your answer is no to any of these questions, walk away before it’s too late.

3. Don’t Grab Bargains
Just because a new pair of sunglasses is on sale, doesn’t mean you need to buy it. If however, you were going to buy it because you really a pair, regardless of whether there was a sale on or not, you’d end up getting a good deal. Differentiate the items you need from those that you want when you go shopping. If you form these habits and exercise them for a few months, you’ll be well on your way to better financial stability.

4. Leave the Cards Behind
If you can’t resist the urge to splurge, carry only a small amount of cash with you, the next time you’re headed to a retail haven. Also, take a list along with you so you only purchase items that are on the list. If not, shop online on days when you can get free home delivery. You won’t be tempted to throw additional items into your shopping cart just because they looked very appealing at first sight.

5. Limit Eating Out
If you spend on an average $15 on lunch per day, you’ll be looking at a yearly expense of approximately $4000. Add to that the coffee you pick up on your way to work and you’ll be surprised to see the figure that appears on your screen. Pack your own lunch and cook your meals at home at least most days of the week. It will cost you only a fraction of what you pay otherwise.

If you’re finding it hard to pay your monthly bills, consider applying for a SpotMe Finance fast cash loan. SpotMe provides access to all major short term lenders in Australia. Simply register online before submitting an instant loan application and they could be matching you up with a lender in a matter of minutes. Small personal loans give you the opportunity to pay for unexpected medical bills, tuition fees and other personal expenses. Repayments for all SpotMe payday loan applications are broken down into smaller amounts. These online loans have no interest but a low establishment fee and a monthly fee.

To learn more about instant personal loans, find out how it works online, or send us an email at info@spotmenow.com.

How to Turn Your Hobby into Cash

Cartoon of a dollar sign holding a paintbrush and a palette
Using your hobbies to earn money

If you’re stuck in your weekly 9-5 job and see the bills mounting, you could start looking for other ways to supplement your income. It doesn’t mean you have to work two jobs and burn both ends of a candle. It could be as simple as turning your hobby into a business application. If you’re still not sure whether your hobby will earn you a few extra bucks, try starting small. Don’t invest in too many products, gadgets or devices for your business, until you start seeing some money coming in. If you start experiencing success, you can always scale up.

Photography

If you’re fascinated with photographs and if you have a flair for taking good pictures, use a DSLR camera to capture moments and upload them to stock photo sites like Shutterstock, PhotoDune, Alamy or Dreamstime, among others. Some of these sites will pay you a certain percentage for every image downloaded, while others will give you higher earnings per image if your images are being heavily downloaded. All images are checked for quality so make sure you work with a photo retouching software to upload stellar photos.

Tutoring

By tutoring, we don’t only mean academic tutoring, although that also pays you quite well. You could teach cookery, scuba diving, knitting, kayaking, horse riding, swimming or anything that you’re an expert at. Don’t forget music lessons. You could charge anywhere from $20-$40 an hour, depending on your skill and whether you’re conducting classes at your place or at the student’s residence.

Using Talents

It’s not quite as easy to find a carpenter, an upholsterer, or a seamstress for bridal gowns these days. With today’s age of mass produced goods, unique bridal gowns or custom designed cabinets are rare and come at a premium price. If you have the talent, use it to accumulate wealth and lead a comfortable lifestyle. You could even upload pictures of your handmade goods or products to online marketplaces like Etsy, Shophandmade or Shoply to target a wider audience. So whether you’re hand-making a ceramic pot, a delicate piece of jewellery, a carved wardrobe, or aromatherapy soaps, put your talent to use and see the dollar bills come in.

Working Online

There are many other things you can pursue online. Copywriting, online surveys, graphic designing and video editing are a few options you can pursue. YouTube’s popularity has created a big demand for online videos. So if you’re good at creating your own home videos that inspire and teach others, you could earn a lot of money from advertising revenue.

If you don’t have the money to invest in a few things you’d need to turn a hobby into a business, look for a short term loan to get started. Fast cash loans give you the opportunity to borrow anything from $100 to $5,000. You don’t need to submit a lot of paperwork and the cash could be transferred to your account within an hour of approval. SpotMe Finance offers access to instant personal loans through its gateway to all major short term lenders in Australia. They’re licensed and ensure you will only be matched to responsible payday lenders only, making sure the loan is right for you. Repayments towards small personal loans are broken down into smaller, manageable amounts and usually timed to coincide with your payday.

To learn more about instant cash loans in Australia, visit us through our online chat or email us at info@spotmenow.com.au.

Understanding Interest on Your Instant Loan

Businessman displaying the words Interest Rates on a virtual screen
Businessman displaying the words Interest Rates on a virtual screen

There are always times when we need a little extra money to pay off unexpected medical bills or personal expenses. This is when fast cash loans come in handy. Although short term lenders in Australia, are required by law to find out your requirements and objectives, you don’t have to complete a lot of paperwork to get a fast cash loan approval. Most lenders calculate your loan repayment amount by taking into consideration the amount of money you’ve borrowed, the loan repayment tenure, and your income cycle. Most lenders allow first time borrowers to borrow an amount between $100 and $1000. Once the borrowed amount has been repaid on time, the borrowing limit is increased to $2000.

How is Interest on Your Instant Loan Calculated?

Each short-term lender formulates a unique cost structure for loan repayments. The maximum amount a lender can charge is an establishment fee of 20% of the loan principal and a monthly fee of 4% of the loan principal, payable every month. Many lenders however will charge less than this. Penalties are charged if the repayment is not made on time, so it’s important to speak to your lender, if you know you’re going to fall back on repayments. Dishonour fees are also payable if you miss or dishonour a payment.

Eligibility for Instant Personal Loans

In order to be eligible for same day loans, you have to be 18 years of age or over, a resident of Australia, and employed in your current job for at least 3 months. You’ll have to offer proof of your income by submitting recent bank statements. This entire process can be completed online in just a few minutes so there’s no long waiting time involved. Once approved, the money is transferred to your bank account.

Why SpotMe?

Apart from the fact that we provide you access to all major short term lenders in Australia, we make the process very transparent. There are no hidden costs or administrative fees sneaked in after we’ve matched you with a lender. We understand how difficult it can be to make loan repayments when unforeseen circumstances arise. We don’t encourage loan refinancing, though. So it’s important you talk to us about your financial situation so we can find the best solution for you.

If you have any questions about small personal loans, contact us through the online chat, email at info@spotmenow.com.au, or look up our FAQ’s online.

Staying on Top of Your Finances

Hand putting coins into a ceramic container; financial planning
Staying on top of your finances

If you find your money is disappearing every month, leaving you in a financial mess, you’ll have to start managing your cash differently. Just a few budgeting practices and some pre-planning can help you stay on top of your finances.

Pre-planning

It’s very important to think about your future plans when you’re trying to get a grip on your finances. Buying a house, going back to college, purchasing a new car or saving for retirement are a few things you must think about. Calculate the amount of money you will require to meet these goals and find out how much you can put aside each month to work towards those plans.

Budgeting

Budgeting can’t be stressed enough. You’ll be able to determine how much money you’ll have in hand after paying utilities, mortgages, grocery bills, medical bills and related household expenses. You will also be able to keep track of the money you’ve spent on leisurely pursuits like going to the movies, eating out, shopping and more. Budgeting doesn’t have to involve fancy math. You could simply download and use an app to monitor your spending and saving habits.

But remember, there’s no point investing in an app if you’re not going to use it. Some apps give you the opportunity to link your bank account to their software so they can pull and categorise data from your account to help you budget. Not all apps are accurate enough, though. If you were to spend $50 on medical products and another $40 on food, it could feature as $90 spent on groceries. Moreover, your financial information is exposed to third party vendors; something you must consider before using expense trackers on your device.

Look for an app that’s simple and straightforward to use. Don’t forget to include expenses paid by cash and refer to your receipts for better accuracy.

Take a Look at Your Subscriptions

Take a look at your subscriptions and memberships to find out if you really need them. Subscriptions linked to your bank will auto debit your account and remain active until you decide to let go of them. Also, make sure you take a look at your bank statements and find out where your money is going each month.

Pay off Loans

Learn to aggressively pay off loans that are robbing you of peaceful sleep at night. The best way is to start paying off loans that carry the highest interest rate. Instead of feeling guilty and fearful about your debt, think of it as a stepping-stone to success. Try to set yourself free from debt and have a growth mindset so you can get a step closer to becoming more prosperous in life.

Save

A dollar not spent is truly a dollar saved; it doesn’t matter how big or small the amount is. Put as much money aside as you can each month. This will help you feel more confident about paying bills on time. Moreover, you will have something to fall back on in case emergencies arise. To increase your savings, shop around for savings accounts and term deposits. Use an online comparison tool to find out which bank gives you the best interest rate for the money you plan to set aside. Lastly, when you go shopping, compare the prices of items on sale with those of non-sale items. You might be surprised to find out that items on sale are sometimes more expensive than regularly priced ones. So be a savvy shopper and adopt these money-saving ideas.

If you ever need a little extra help to keep up with all your payments, look no further than SpotMe. We offer you a gateway to the leading providers of instant cash loans in Australia, giving you a fast solution when you need it the most. SpotMe short term loans have no hidden costs. It’s free to apply and we don’t require extensive paperwork either. Simply complete an online application for instant cash loans and we’ll try and match you with a lender who’s willing to lend to you on your terms. Fast cash loans give you the opportunity to borrow up to $5,000. For more information on our instant personal loans, visit our online chat or email us on info@spotmenow.com.au.

Taking Control of Your Debt

It’s time to take control of your debt
Debt control

Whether it’s just a small amount that needs to be repaid on your car, or crippling debt that has been bothering you for years, payday loans and instant loans are an effective and stress-free way to solve your financial troubles.

The most important thing to remember is that it is you who has control over your own financial situation.

This article will explain how you can start gaining greater control over your finances and reach your goals quicker than you thought possible.

Consider Debt Consolidation

Using instant loans for debt consolidation, or even obtaining one from the bank, is just one way to start getting control over your finances. This involves taking out payday loans to cover your debt, which is consolidated into one easy to pay amount.

It’s just the matter of finding a service that won’t charge more than you can afford (you’re ultimately taking out a loan to cover a loan).

Consequently, if you are paying a large amount, you may not be able to get payday loans ($2000-$3000 is often the maximum amount), and chances are you will need to consult a banking institution instead.

Stop Using Credit Cards

If you really want to break the debt cycle, pay off your credit cards with payday loans then cut them up. The luxury of simply tapping your card when making a purchase is tempting for many and this is why credit cards are so alluring.

Because you don’t actually see or feel any physical cash, you psychologically believe that you’re not actually spending any money – and of course, that’s certainly not true. With all of the interest accrued over time, credit cards are the cause of much financial distress the world over.

Start Saving

The likelihood that you will need to rely on payday loans and instant loans will decrease when you start saving money. This can be used for emergencies – such as unexpected bills or other costs – and it doesn’t matter how small the amount you save is.

As long as you start getting into the routine of putting away a regular amount each week, you will start developing healthier financial habits; which enables you to save more money over time and really start getting greater control over your finances.

Get Payday Loans to Pay off Debt Fast

If you want to find a quick solution to your financial woes, payday loans and instant loans are two of the most popular solutions.

We provide a unique and affordable service for those looking for instant loans.

Contact us now by using our online chat or email at info@spotmenow.com.au, where a friendly financial services consultant is waiting to answer any questions you may have.

5 Reasons You Might Want Fast Cash Loans

Do you need a fast cash loan?
Easy fast cash loans

Life is always going to be full of many hidden surprises – and whether we want to believe it or not – we don’t always have control over these things.

This article will highlight the circumstances you may face where you might require fast cash loans, and how to go about getting one.

1. Unexpected Bills
Bills are well known to keep piling up. You might pay a bill one week, then get slammed by another the next. It’s a never-ending cycle that can have a dramatic impact upon your finances.

Luckily, fast cash loans are a great way to deal with these nasty surprises. Instead of having organisations call you every day, you can simply apply for fast cash loans and pay the bill the next day.

2. Falling Behind in Rent
Although rent is perhaps the most fundamental and first thing you should think about when planning your finances, it is also one of the most expensive. With prices skyrocketing to record heights, paying rent has become a troubling and stressful task for many of us.

Fortunately however, fast cash loans enable you to pay your rent and then pay off the loan in instalments over however many weeks works for you.

3. Moving House
This is a big one. Fast cash loans are a godsend when moving house, with all of the costs associated with this process – from bond, advance rent and new house items – it’s easy to succumb to the financial strain.

If you have already paid your bond and need a loan until your next payday, fast cash loans could be the solution you need. You might need a new fridge, washing machine or even a new bed, so it’s important to cover all of these things and plan well in advance.

4. An Unexpected Funeral
You don’t want to have to worry about money when a loved one passes away, so it makes sense to consider fast cash loans if such circumstances arrive. You may already have some money saved – or were fortunate enough to have received a contribution from another family member – but fast cash loans provide that extra buffer in times of need.

5. A Well-Deserved Break
If you have some spare vacation time coming up, why not treat yourself to a short holiday? Fast cash loans quickly provide the instant finances you need to make this idea become a reality, and often take less than 24 hours to process. The only thing you will need to consider is where to go for your budget holiday! [link to travel article]

Are You Ready to Get Started With Fast Cash Loans?

When life throws you unexpected surprises – regardless of how severe of financially disheartening they may seem – just remember that you have the control and resources to overcome them seemingly impossible situations.

Want to find out more? Get in touch with one of our helpful financial service consultants though our online chat service or via email at info@spotmenow.com.au, who will be more than happy to guide you through the fast cash loans approval process.

Cheap Holiday Ideas

Use payday loans for a cheap holiday
Saving up for a holiday

Not everyone can afford luxurious holidays to places like Paris or London. Fortunately however, we live in one of the most diverse countries in the world, making cheap holidays an affordable option for all.

Short term loans not only give you cash loans for items like furniture and new fridges almost instantly, you can use them for holidays that won’t break the bank – especially if you really need to get away for a much deserved break.

In this article we’ll discuss some ideas for cheap holidays and provide information about how you can get the most out of using cash loans for a budget holiday that you can easily pay off afterwards.

Camping Along the Murray River

Short-term loans give you the ability to experience the very best that Australia has to offer – and the Murray River is no exception to this.

A short 3 or 4 hour drive from either Melbourne or Sydney, the Murray River region boasts a number of appealing attractions. From water skiing in Mulwala, to wine tasting in Rutherglen, there’s something to appeal to everyone – whether you’re single or wanting to take the family for a cheap holiday after getting short term loans to pay for it.

Simply load your car with camping equipment and search for the best camping destinations. You won’t need to borrow too much from your cash loans provider, thanks to not having to worry about paying for accommodation.

The Murray River extends from the east coast of Australia, all the way through to South Australia. The most popular destinations are on both sides of the border – with towns including Albury, Echuca, Mildura and Swan Hill – so there’s plenty to see.

Driving Down the Great Ocean Road

If you’re interested in getting short-term loans for a fun weekend away, what better way to spend it than by travelling down one of Australia’s most scenic routes – the Great Ocean Road?

The only costs involved will be food and accommodation if you do plan to stay somewhere over night, so you won’t need to borrow too much from short term loans providers. And with cliff tops and surf beaches, the smell of the ocean air is certain to keep you relaxed for the entire trip.

Many travellers drive along the Great Ocean Road after receiving short term cash loans as a simple day trip. This is an excellent choice, especially if you are living in Melbourne and need to get back to start the working week.

Exploring the Outback

If you’ve borrowed a little extra than usual from your short-term cash loans provider, why not consider taking your time traveling through Australia’s unexplored wilderness?

After receiving cash loans from your short-term loans provider, you can start your journey from Adelaide, travel straight up the middle of Australia to Alice Springs, and even head all the way to Darwin if you have the time. The trip usually takes 3 to 4 days, depending how long you plan to stay and sight see.

Inspired? Get Short Term Loans and Start Travelling!

We hope this article has provided you with some great ideas for your next budget holiday. If you want to get the wheels turning, deal with one of our financial consultants through the online chat or via email at info@spotmenow.com.au to help get you started with short-term loans.

The application process is simple for fast cash loans – so you can start your holiday sooner than you thought!