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When is it Necessary to Borrow Money?

When do you need to borrow money?

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Know Your Credit scores and credit reports

Applying for a loan can be intimidating, whether purchasing a new home or financing a new business. When you decide to go with a financial institution, you should consider the implications of a new credit application on your credit score. Most credit applications get processed in a conventional inquiry, which means the lender requests your […]

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Why Working Mums Are More Productive

A study by the research division in the Federal Bank of St. Louis has found that working mums who have two children are more productive than other female workers who have no children or are single. Let’s face it. Many employers think that once a woman becomes a working mum, she is going to be […]

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Identify a Safe Online Loan During The Pandemic

When an outbreak occurs just like what is happening now, there are many ways to get emergency funds. If you have a permanent job, you can apply for several types of loans. In addition to applying for loans at banks, you can also apply for loans online. But you should know some of characteristics of […]

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How to avoid over baggage when you fly

Here are some tips to make your travelling easier The first traveler sometimes don’t know what to bring on their first flight, so they bring many things that redundancy in the bag. Whereas, if your bag weighs more than the limit, you should pay more the overweight charges. So, to avoid over baggage on your […]

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Tips for Small Businesses to Survive in the Middle of This Outbreak

Almost all businesses are trying to keep going as long as they can and manufacturing their product in hopes that the industry is ultimately going to pick up again. In order to survive and avoid bankruptcy, there are several things small businesses can do, let’s check it out! 1. Collect any outstanding cash On the […]

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Beginner’s Guide to Loans

Borrowing makes a lot of things possible. But borrowing can be expensive, and it can even ruin your finances. Before you get a loan, get familiar with how loans work, how to borrow at the best rates, and how to avoid problems. Where to Get a Loan You can probably borrow from several different sources, […]

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This Is What To Do If You Can’t Pay Your Loans During The Pandemic

 If you can’t pay your loans or you soon won’t be able to, you do have some options. We’ve included updated information on all the loan programs that may be available to you below. Federal student loan payments are suspended While it’s possible for the timeline to be extended, borrowers with federal student loans can […]

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Things To Do To Stay Alive With Your Money During The COVID-19

In this time, the things that you need the most is optimism to get through the isolation and months of working at home. Yes, everyone needs to change up strategies for a new world. It means getting your finances going well, and reviewing all spending and income transactions. These are the things that can lift […]

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What You Need to Do to Save Money When Traveling

6 easy ways you can try to save money on your next trip. Find out more about it on SpotMe.