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Where to Get Free Financial Advice

Are you constantly struggling to balance your budget or have money in the bank for those special occasions? Maybe a recent experience has made you realise that you need to save. Saving money is a fantastic idea in any situation. You only need to know where you can begin. Fortunately, the evolution of the internet […]

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Managing Your Cash Flow

What is cash flow? It is a process of how you spend your expenses based on how much income you receive on a monthly basis. With all of your expenditures and bills coming in every month, you will need to make sure that it matches well with your regular income. It is also important that […]

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When is it Necessary to Borrow Money?

When do you need to borrow money?

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What are the expenses of moving interstate?

People relocate for various reasons, whether for work, family, or a new house purchase. It can be a very daunting task moving out and then moving into a new place, and it can leave you in distress if you are not prepared for what you are up against and what it entails. Let’s take a […]

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Stop Overspending & Get Your Budget Under Control

When you’re about to max out your credit card, you realize that you probably have spent more on things that you want more than what you need. It’s very easy to fall victim to the latest fad you saw on Instagram or the must-have mobile gadgets of the year. You might often find yourself looking […]

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What is the difference between a line of credit and a loan?

Both lines of credit and loans are means for borrowing a sum of money that you can use for your own expenses. The differences lie in the way you will receive and repay back what you owe the lenders. Depending on the nature of your financial plan and circumstances, you may want to choose one […]

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How does a balloon payment work on a car loan?

You may have heard the term balloon payment when it comes to buying a car. As odd as it may sound, it has nothing to do with inflatable party novelties! This loan option would seem like a good choice for affordable repayments, but there are some drawbacks that you should know about before committing yourself. […]

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What different types of loans are there?

Finding the right type of loan for you is not that difficult, with many different options depending on your circumstances and needs. If you are purchasing a home, for example, you can get good benefits going with a loan with an introductory fixed rate. There are also times when you will need to keep the […]

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5 Easy Ways to Fix Your Credit Score

Everyone should get it into the habit of boosting their credit score whenever they can. It no longer just impacts whether you can get mortgages, credit cards and loans, it will also affect your mobile plans, your monthly car insurance, and more. In a nutshell, a credit rating is an indication of how a typical […]

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Know Your Credit scores and credit reports

Applying for a loan can be intimidating, whether purchasing a new home or financing a new business. When you decide to go with a financial institution, you should consider the implications of a new credit application on your credit score. Most credit applications get processed in a conventional inquiry, which means the lender requests your […]