Are you constantly struggling to balance your budget or have money in the bank for those special occasions? Maybe a recent experience has made you realise that you need to save. Saving money is a fantastic idea in any situation. You only need to know where you can begin.
Fortunately, the evolution of the internet has spawned a variety of complimentary services offering free financial advice. Whether they’re offered through community legal centres, government agencies or community organisations, free financial advice is just a click away.
We’ve put together a list of the most useful free financial service websites – especially for you!
Whether you want to learn about managing money, insurance or borrowing cash loans and credit, the Australian Government’s MoneySmart website covers every finance topic imaginable.
Not only does it include general information telling you how to better manage your money, the website is set out to enable people with certain circumstances to learn about money. For example, there is an information section for people under 25, over 55, families, women and indigenous Australians.
If you’re going through a particular stage in life that is starting to mount financial pressure on you; such as having a baby, losing your job or buying a home – MoneySmart.gov.au may have the answers to the questions that you’ve been looking for.
Offered through the Department of Human Services, this free financial service provides you with educational information about financial issues that have the potential to impact almost anyone.
The purpose of this service is to help people increase their understanding of financial affairs. However, there’s much more to this service than meets the eye. It also helps you plan for retirement and gives you the knowledge required for dealing with difficult financial situations as they arise.
Best of all, there is a resources section, as well as an area where you have access to financial seminars all across Australia.
If you need instant help with your finances, the best thing you can do is to call the free financial counselling hotline on 1800 007 007. Ideal for those facing all types of financial difficulties, this service is free and open from 9:30am to 4pm each working day (just be aware of the higher fees when calling from mobile phones).
Finance counsellors are available in all Australian states and territories. Generally, they come from community organisations and non-profits. But more importantly, they are well aware of the need to remain confidential and will keep all of your personal information private. Do you know of any good websites that provide useful financial advice for free? Let us know in the comments! And in the meantime, if you need assistance getting out of a sticky situation and need cash loans, get log on to www.spotmenow.com.au offering cash loans up to $5,000 with low fee and easy repayment.