Fast


Loans

Need a fast cash loan? At SpotMe, we match you to a lender in a matter of minutes. Plus, if you’re not happy with a particular lender it’s just as easy to reapply and have us match you to another lender in our panel – at zero cost!

Fastest Cash Loans in Australia

SpotMe provides the fastest access to cash loans in Australia. Once we’ve matched you to a lender you’ll be directed straight away to their website to complete your loan application. The whole process from registration to loan application takes just a few minutes and saves you a whole heap of time applying through different lender websites.

How Long Can I Borrow for?

Short term loans are very flexible. You can borrow up to $2,000 from between 16 days all the way up to 12 months. Personal loans from between $2,001 to $5,000 can be repaid over a period of up to 2 years. Once you register to apply for a fast cash loan, you can manage your loan applications from your online account.

How Does it Work?

Once you register for an online account with SpotMe, you can apply for a loan online or on your mobile device from anywhere, anytime. Using our real-time risk assessment technology, we process your application and provide a decision immediately. If your application is successful and we’ve matched you to a lender, you’ll be redirected to the lenders website to complete your loan application.

Our fast cash loans are designed to get you the money when you need it most. So what are you waiting for? Apply now to get cash in your account today.


Complete your application in just a few minutes.


WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.

WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.
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Dear SpotMe Members,

Just a quick heads up when dealing with any lender, be it from our website or somewhere else...
  • Make sure you read all the legal docs and understand the loan,
  • sign the Credit Contract first before doing anything else,
  • and NEVER EVER pay any money in advance to a lender until you have received your loan.
We pride ourselves on our professionalism here at SpotMe and will always ensure that everything we do is done by the book.

All the best,
The SpotMe Team
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