Quick Cash


Loans

Need cash fast? Look no further. At SpotMe, we provide access to flexible quick cash loans so you can get the cash you need fast.


Get Cash When You Need it Most

Sometimes you find yourself in a tight spot and you need cash quick – we get it. That’s why we use the latest real-time risk technology to use your application and try to find a lender who’s prepared to lend to you on your terms, with a decision on your loan application in minutes. No twiddling thumbs here! If successful, you’re redirected to the lenders website allowing you to complete your application.


Flexible Repayment Plans

Repayment plans for short term loans are generally very flexible, which means that your financial needs are covered on day one and you are able to pay back the loan in your own time.


Repayments are broken down into small, manageable amounts to make the whole lending process stress-free. Most lenders will let you manage your repayments so you can rearrange if you are having trouble making scheduled repayments. You can even change your repayment dates, repay your loan early or apply for financial hardship through your online account.


Zero Fees

We won’t charge you a thing to use our service – trying to match you to a lender who’s prepared to lend to you on your terms. So if we fail to find a lender for you at any given point then the only thing you’ve spent is 10 minutes of your time, nothing more. In terms of actual loan costs, each individual lender determines these. As a guide, the maximum fees they can charge are a 20% establishment fee and a monthly fee of 4%.


If you need fast cash solutions, apply for a SpotMe quick cash loan online from anywhere in Australia, 24 hours a day, 7 days a week. View our FAQs to find out if you’re eligible, or click "Apply Now" on the homepage to get started.


Complete your application in just a few minutes.


WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.

WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.
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Dear SpotMe Members,

Just a quick heads up when dealing with any lender, be it from our website or somewhere else...
  • Make sure you read all the legal docs and understand the loan,
  • sign the Credit Contract first before doing anything else,
  • and NEVER EVER pay any money in advance to a lender until you have received your loan.
We pride ourselves on our professionalism here at SpotMe and will always ensure that everything we do is done by the book.

All the best,
The SpotMe Team
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