Need cash fast? Look no further. At SpotMe, we provide access to flexible quick cash loans so you can get the cash you need fast.
Get Cash When You Need it Most
Sometimes you find yourself in a tight spot and you need cash quick – we get it. That’s why we use the latest real-time risk technology to use your application and try to find a lender who’s prepared to lend to you on your terms, with a decision on your loan application in minutes. No twiddling thumbs here! If successful, you’re redirected to the lenders website allowing you to complete your application.
Flexible Repayment Plans
Repayment plans for short term loans are generally very flexible, which means that your financial needs are covered on day one and you are able to pay back the loan in your own time.
Repayments are broken down into small, manageable amounts to make the whole lending process stress-free. Most lenders will let you manage your repayments so you can rearrange if you are having trouble making scheduled repayments. You can even change your repayment dates, repay your loan early or apply for financial hardship through your online account.
We won’t charge you a thing to use our service – trying to match you to a lender who’s prepared to lend to you on your terms. So if we fail to find a lender for you at any given point then the only thing you’ve spent is 10 minutes of your time, nothing more. In terms of actual loan costs, each individual lender determines these. As a guide, the maximum fees they can charge are a 20% establishment fee and a monthly fee of 4%.
If you need fast cash solutions, apply for a SpotMe quick cash loan online from anywhere in Australia, 24 hours a day, 7 days a week. View our FAQs to find out if you’re eligible, or click "Apply Now" on the homepage to get started.