Short Term


Loans

Looking for a short term loan? Then you’ve come to the right place. At SpotMe, we provide you access to all major short term lenders, fast. In fact, we can match you to a lender using our latest risk technology in just a few minutes, which means you’re better able to borrow cash when you need it most.



Customised Short Term Loans

At SpotMe, you choose the loan amount, starting as low as $100, so you don’t end up attached to a loan that’s larger than what you needed. Those looking to borrow up to $2,000 can pay back within a period of up to 12 months. Those looking for larger value loans of between $2,001 to $5,000 can pay back within a period of up to 2 years.



Manageable Repayment Plans

Repayment plans for short term loans are generally very flexible, which means that your financial needs are covered on day one and you are able to pay back the loan in your own time.



Repayments are broken down into small, manageable amounts to make the whole lending process stress-free. Most lenders will let you manage your repayments so you can rearrange if you are having trouble making scheduled repayments.



Zero Fees

We won’t charge you a thing to use our service – trying to match you to a lender who’s prepared to lend to you on your terms. So if we fail to find a lender for you at any given point then the only thing you’ve spent is 10 minutes of your time, nothing more. In terms of actual loan costs, each individual lender determines these. As a guide, the maximum fees they can charge are a 20% establishment fee and a monthly fee of 4%.



If you’re employed on an ongoing basis with a salary that covers your day-to-day expenses, then you’re probably eligible to apply. Give it a go! See our FAQs for complete eligibility requirements.




Complete your application in just a few minutes.


WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.

WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.
close

Our registration is currently undergoing maintenance process. Please Try again later.

Close